Atal Pension Yojana 2023 (Atal Pension Yojana-APY), In old age, people often have to depend on their children or others for their livelihood. It is often seen in the news that the son has sent his old parents to old age homes or thrown them out of the house. In this case, the central government started Atal Pension Yojana (atal pension yojana-APY) Can become the support of your old age. Under this scheme, from the age of 60 years, the government will give you a fixed amount in the form of pension for living.
Atal Pension Yojana Under this, at the age of 60 years, a minimum pension of Rs 1000/ or Rs 2000/ or Rs 3000/ or Rs 4000/ or Rs 5000 per month will be guaranteed on the basis of contribution by the subscribers. Let me tell you, any citizen of India APY scheme (atal pension yojana) may be involved.
So come on Learn in this article of- What is Atal Pension Yojana and how to apply in this scheme?
In this article you will learn-
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What is Atal Pension Yojana
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Objective of Atal Pension Yojana
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How to take advantage of Atal Pension Yojana
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Eligibility for Atal Pension Yojana
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How to apply in Atal Pension Yojana
Atal Pension Yojana (atal pension yojana-APY)
Atal Pension Yojana (APY) whom before Swavalamban Yojana was known by the name of The scheme is a pension scheme supported by the Government of India, mainly targeted at the unorganized sector. Let us tell you, it was first mentioned in the speech of the year 2015 by the then Finance Minister Arun Jaitley. After which it was inaugurated by Prime Minister Narendra Modi in Kolkata on 9th May 2015. Atal Bihari Vajpayee Launched under the name of Under this scheme, on completion of 60 years of age, you will get a guaranteed pension of Rs.1,000/- or Rs.2,000/- or Rs.3000/- or Rs.4000 or Rs.5000/- per month depending on the investment made by you.
Objective of Atal Pension Yojana
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The objective of Atal Pension Yojana is to secure the future by giving pension to the working people of unorganized sectors.
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To ensure provision of livelihood in old age.
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Securing the future of yourself and your dependents with very little investment.
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Providing amount every month as pension to the old woman so that she does not have difficulty in living
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making life easier for people in old age
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Fixed monthly income to ensure a dignified life in old age.
Benefits of Atal Pension Yojana
People registered in this scheme will get guaranteed pension of Rs.1,000/- or Rs.2,000/- or Rs.3000/- or Rs.4000 or Rs.5000/- per month on completion of 60 years of age which will be given on the basis of investment made by you. This amount will depend on the amount invested by the customers
If you join this scheme at the age of 18 and save Rs 7 per day and deposit Rs 210 every month, then after the age of 60 you will get a pension of Rs 5 thousand every month.
How to get the benefits of Atal Pension Yojana (How to get the benefits of Atal Pension Yojana)
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To join Atal Pension Yojana, it is mandatory to have a savings account and Aadhaar card in any bank. Also, to get pension under this scheme, you have to deposit money for at least 20 years.
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If the beneficiary dies due to any reason, then his wife or his children will be entitled to pension for life if they continue to deposit lump sum amount or contribution.
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On the death of the husband, the wife or the nominee and on the death of the wife, her nominee will be entitled to a lump sum claim amount or pension for life.
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The amount of pension in Atan Pension Yojana depends on the amount deposited by you as well as your age.
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However, under this scheme, any person can get a minimum monthly pension of Rs 1,000 and a maximum of Rs 5,000.
Eligibility for Atal Pension Yojana
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It is necessary to have an age of 18 to 40 years in Atal Pension Yojana.
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Beneficiary should have a savings account with the post office or bank
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Aadhaar card of the applicant is also very important.
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Those who are income tax payers and are in government job profession, then those people cannot take advantage of this scheme.
How to apply in Atal Pension Yojana (how to apply in atal pension yojana)
You can take advantage of this scheme by visiting the bank where you have a savings account. The bank automatically withdraws the specified amount from your savings account after your consent. Atal Pension Yojana Will put in Apart from this, you can apply separately for Atal Pension Yojana in any nationalized bank.
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