How to become a bank friend in 2023. how to make bank mitra –

How to become bank mitra 2023: If you do not have any work and want to start a good business then opening a mini bank is a good option for you. For unemployed youth and retired persons mini bank Self employment is the best means.

Mini Bank means Customer Service Center or Customer Service Point. This Bank CSP or BC (Banking Correspondent) Outlet Also called Those who operate CSP are called Bank Mitra or Banking Correspondent.

When did mini bank start

Pradhan Mantri Jan-Dhan Yojana While implementing the scheme, Customer Service Points (CSPs) or bank kiosks were opened by private and public sector banks in rural areas. Which are operated by bank friends.

At present, we can visit any bank’s mini branch or customer Care Center You can earn a good income by opening it.

In fact, there are many such villages where even today the reach of the bank is negligible. In such a situation, you can open a mini bank in your far flung village.

how to join bank

if you customer service point Wants to open or become a bank friend. So you do not need to worry much for this. You can do direct deal by going to any authorized bank. Under this, both public and private sector banks come.

How to open mini bank (Process to open mini bank)

If you are interested in banking sector then you can also open a customer service point. As you have already told that under Jan Dhan Yojana, you can open a mini bank anywhere in the city or village, where you will get fixed salary from the bank and also you will get separate commission for whatever banking service you give to the customer.

These facilities will be available in mini bank

You will get the following bank related facilities in Mini Bank or Customer Service Point.

  • Facility to open savings account

  • Facility to open RD or FD

  • Cash deposit or withdrawal facility

  • overdraft service

  • Kisan credit card

  • pension account

  • Sale of insurance and mutual fund products

  • credit card facility

How to apply for mini bank

To take CSC, you must first visit the official website of CSC Banking Portal will go on. after going to which you New bank mitra for registration vle registration to have new user have to click on In general, you have to complete 6 steps to complete CSC New Bank Mitra registration.

After the Bank Mitra registration is done, through CSC, you can become the banking correspondent of Punjab National Bank, Bank of Baroda, State Bank of India, UCO Bank, Syndicate Bank, Central Bank of India and Indian Bank of Public Sector or CSC Bank Mitra Can become

Documents to open Mini Bank (CSP)

To open your own mini bank or customer service point, the most important thing is IIBF certificate (IIBF Certificate). You get this certificate after passing a test conducted by the Indian Institute of Banking and Finance. after which you Mini Bank (CSP) You can register to take

Apart from this, it is also mandatory for you to be the operator of the Common Service Center to provide CSC banking facility. For this you must be above 18 years of age.

  • It is necessary to have Aadhaar Card, PAN Card, Driving License or Voter ID Card as ID proof.

  • residential proof

  • Electricity or telephone bill in business address proof

  • 10th mark sheet

  • Police verified character certificate

  • Bank account details, passbook and canceled check

  • two passport size photographs

How much investment will have to be done

Often people think that if they want to open a bank then they don’t know how much it will cost. Don’t know if we’ll be able to do it or not, but nothing like that. There is no need to spend much to open a mini bank. As an investment-

  • 100 square foot space

  • desktop or laptop

  • printer

  • scanner

  • internet connection

You can also apply for loan

You can also take a loan from the bank to open a mini bank. You can get a total loan of up to 1.25 lakh.

In which you can use 25 thousand to start work, laptop, printer, scanner fifty thousand and fifty thousand for the vehicle.

how much will be the income

On becoming a bank friend, you get a fixed salary from the bank. Most of the banks give 5000 or more. And apart from this, from opening a bank account to every transaction, there is a separate commission. In this way, as a bank friend, your income can be 25 to 30 thousand.

where do you want to open

You can get opportunity everywhere in city, town and village to open customer service point. In cities, they are opened on the basis of wards, while in villages, banks select bank friends and customer service points on the basis of their area.

Who are bank friends

People who help other people in other bank works including opening bank accounts, getting insurance, depositing money are called bank friends. To become a bank friend, you have to work in association with the government.

Bank Mitra is acting as an agent in those places where banks cannot provide banking services to the citizens. Today Bank Mitra basically acts like a representative of the banks and provides all kinds of assistance in opening an account under the Pradhan Mantri Jan-Dhan Yojana. The banking system of remote areas will prove to be a milestone in the development of the country which is going towards rapid progress. In such a situation, the contribution of bank friends who are connecting people with banks through service centers of banks is commendable. The future of Bank Mitras, who are playing a very important role in connecting the lower class people with the bank, is very bright. bank friend Not only are they playing a special role in nation building, but are also creating self-employment for themselves.

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