Pradhan Mantri Suraksha Bima Yojana 2023: Accident or any accident is a common thing in the country. There are about 4.5 lakh road accidents in India annually, in which 1.5 lakh people die. On the other hand, if a family member dies in an accident, due to which the expenses of the family are going on, then it becomes a big problem financially.
If you are also facing any such problem or are not able to pay for any type of insurance plans available with any private sector insurance companies, then you Prime Minister’s Security Insurance Scheme (Pradhan mantri suraksha bima yojana 2023) can take advantage of. If a person gets accident insurance under this scheme and dies, then the amount of insurance that the person had got insured is given to his family as cover.
So come on The Rural India Learn in this article of- Prime Minister’s Security Insurance Scheme (Pradhan mantri suraksha bima yojana 2023)
Pradhan Mantri Suraksha Bima Yojana (PMBSY)
Prime Minister’s Security Insurance Scheme It was announced by the then Finance Minister of the country Arun Jaitley in the year 2015, after which it was formally launched by the Prime Minister of our country. Shri Narendra Modi Done on 08 May 2015. This scheme has been started keeping in mind the economically poor families of the country. Under this scheme, accident insurance is made available to the people by the central government. Suraksha Bima Yojana To take advantage of this, you only need to Premium of Rs.12 i.e. Rs.1 per month Will have to pay. After that you can take advantage of this scheme.
Objective of Pradhan Mantri Suraksha Bima Yojana (PMBSY)
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Under the PMSBY scheme, accident insurance is to be provided to the poor people of the country.
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If a person dies in a road accident or an accident, his family will be provided insurance up to Rs 2 lakh.
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Rs 2 lakh will be paid for loss of both eyes, hands or feet in case of permanent complete disability in the accident.
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1 lakh will be paid for loss of one eye, hand or leg in case of accidental permanent partial disability.
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This Prime Minister’s Security Insurance Scheme (Pradhan mantri suraksha bima yojana) Have an accident insurance plan.
New India, Insured India, put your future in safe hands #PMSBY #PMJJBM pic.twitter.com/w1whL5hBAH
— PIB India (@PIB_India) March 26, 2018
Features of Pradhan Mantri Suraksha Bima Yojana (PMBSY)
Prime Minister’s Security Insurance Scheme (Pradhan mantri suraksha bima yojana) All types have been introduced in designated insurance companies and banks. Apart from this, other insurance companies which are running this Pradhan Mantri Suraksha Bima Yojana with all kinds of conditions are also included in this scheme. This scheme has been started by SBI Bank. Later it will be merged with other private banks and LIC.
Benefits of Pradhan Mantri Suraksha Bima Yojana (PMBSY)
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For this sum insured, the holder has to pay only Rs.12 per year i.e. Rs.1 per month The amount has to be paid as premium.
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People in the age group of 18-70 years can avail the benefits of PMSBY (PMBSY) scheme.
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Prime Minister’s Security Scheme (Pradhan mantri suraksha bima yojana) Being linked to the bank, the premium amount will be deducted directly from the account.
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This insurance plan is the cheapest insurance plan ever.
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Especially people living in rural areas of the country Prime Minister’s Security Insurance Scheme (Pradhan mantri suraksha bima yojana) Provides them with a plan.
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The premium payable for the policy is only 12 per annum and is automatically debited from the bank account. Every year, from May 25 to May 31, the renewal premium will also be deducted from the bank account, unless the account holder has given the instruction to cancel.
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Decisions will be taken every year by the government for this scheme, as well as the insurance amount will be given by the Public Welfare Fund.
How to take advantage of Pradhan Mantri Suraksha Bima Yojana (PMBSY)
To activate this scheme, the account holder must first register with that bank. internet banking where his savings account and accordingly the process of applying for the scheme has to be followed.
to the holder of his aadhar card After this every year before June 1, a form has to be filled and given to the bank. holders after such a short procedure Prime Minister’s Security Scheme (Pradhan mantri suraksha bima yojana) can take advantage of.
Eligibility of Pradhan Mantri Suraksha Bima Yojana (PMBSY)
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Prime Minister’s Security Insurance Scheme (Pradhan mantri suraksha bima yojana) Under the scheme, the age of the holder should be from 18 years to 70 years.
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The candidate must be an Indian resident only.
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active with candidate savings account Should be
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The candidate has to sign a consent form for auto debit of the policy premium.
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The policy will be canceled if there is no balance in the account.
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This scheme can be linked to only one bank account.
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In the event of closure of the bank account, the policy will lapse.
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The policy cannot be renewed if the premium is not deposited.
Documents required for Pradhan Mantri Suraksha Bima Yojana (PMBSY)
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Aadhaar Card of the applicant
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identity card
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bank account passbook
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age certificate
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income certificate
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mobile number
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passport size photo
Application Process of Pradhan Mantri Suraksha Bima Yojana (PMBSY)
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To take advantage of this scheme, one can apply under this scheme by visiting any branch of the bank.
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for this plan application form to download Will have to go to the official website of Prime Minister’s Security.
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official website A home page will open.
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On the home page, you have to click on the form option.
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then in front of you The PDF of the application form will open. You have to fill the information asked in the application form.
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This You can download the PDF of the application form in your phone.
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After filling all the information you will have to attach all the documents with your application.
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After attaching all the documents the application form has to be submitted to the bank.
Process to Check Pradhan Mantri Suraksha Bima Yojana Application Status
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To you Prime Minister’s Security Insurance Scheme (Pradhan mantri suraksha bima yojana) Did official website (official website) will go on.
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Now the home page will open in front of you.
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On the home page, you have to click on the link to view application status.
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Now a new page will open in front of you.
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You will have to enter the application number on this page.
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Now you have to click on the search button.
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You can see the application status on your computer screen.
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